All plans · pricing · features · who each plan is for
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Every plan starts with a 30-day free trial — full Complete access, no card needed. At the end of your trial, choose the plan that fits. Your first paid month is always free.
Try free for 30 days
The plans
Sole trader · Tier 1
Starter
Voice-first invoicing and job tracking. Everything you need to run your books day to day.
£15 / month
£162/yr with annual billing (save 10%)
Voice & invoicing
✓
Voice-activated commandsSay it — £arnd does it
✓
Invoice creation & sendingWhatsApp, email or PDF
✓
Jobs — paid & unpaid trackingConvert to invoice when done
✓
Expenses matched to jobsTrack costs against each job
Not included
✗
Quotes
✗
Tax pot & bank reconciliation
✗
MTD quarterly filing
✗
Annual Self Assessment
✗
Live Pay
✗
VAT return submission
Best for
New starters · low turnover sole traders · those who file their own tax return
Sole trader · Tier 2
Standard
Everything in Starter, plus tax intelligence. £arnd handles your HMRC reporting so you never have to.
£40 / month
£432/yr with annual billing (save 10%)
Everything in Starter, plus
✓
AI-powered quotes by voiceMaterials, quantities, trade prices — auto-calculated
✓
Tax pot with bank reconciliationLive HMRC payment tracking & DD alerts
✓
Making Tax Digital quarterly filingFiled automatically — you just confirm
✓
Annual Self Assessment reportFull SA return prepared and submitted
✓
HMRC agent authorisation (64-8)£arnd acts as your authorised tax agent
Not included
✗
Live Pay contactless collection
✗
VAT return submission
Best for
Growing sole traders · anyone under the VAT threshold · trades & services who want MTD handled for them
⭐ Most popular · Full access during free trial
Sole trader · Tier 3
Complete
The full £arnd experience. Everything from Standard plus contactless payments and VAT.
£55 / month
£594/yr with annual billing (save 10%)
Everything in Standard, plus
✓
Live Pay — tap to collect paymentsStripe contactless · invoice auto-generated
✓
VAT return submission to HMRCQuarterly VAT returns filed automatically
✓
Bank payment reconciliationPayments matched to invoices automatically
✓
Full invoice, job & quote managementConvert quotes → jobs → invoices seamlessly
✓
Tax pot — all 5 statesDD tracking, shortfall & overpayment alerts
Best for
VAT-registered sole traders · high-turnover tradespeople · anyone who wants the full £arnd experience
Self-employed partnership
Partnership
Complete tier for the business, plus individual MTD and Self Assessment for each partner.
£55 / month
+ £20/month per partner · see breakdown below
Business (Complete tier features)
✓
All Complete tier featuresVoice, invoices, jobs, quotes, Live Pay, VAT
✓
Partnership MTD quarterly filingBusiness-level Making Tax Digital submissions
✓
Partnership tax returnSA800 Partnership return filed by £arnd
Per partner (+ £20/month each)
✓
Individual MTD quarterly filingEach partner's personal Making Tax Digital
✓
Individual Self AssessmentSA100 personal return for each partner
✓
Individual HMRC agent authorisation64-8 submitted for each partner separately
Best for
2–5 partner self-employed businesses · husband & wife teams · small trade partnerships
Pricing examples
2 partners£55 + (2 × £20) = £95/mo
3 partners£55 + (3 × £20) = £115/mo
4 partners£55 + (4 × £20) = £135/mo
5 partners£55 + (5 × £20) = £155/mo
Partners can be added or removed at any time. Billing adjusts in the next monthly cycle. Annual billing (10% off) applies to the base £55 and each £20 add-on.
🔒 Coming soon — price on application
Limited company
Limited
£arnd for limited companies. Full bookkeeping, compliance and filing — scoped and priced per business.
From £200 / month
Exact price agreed on application · scope varies by company size
Indicative scope
◎
Voice-first bookkeepingAll sole trader features included
◎
Corporation Tax return (CT600)Filed with HMRC annually
◎
Annual accounts to Companies HousePrepared and filed by £arnd
◎
Director Self Assessment (SA100)Per director — additional fee
◎
Payroll & PAYE (if applicable)RTI submissions to HMRC
◎
VAT returnsQuarterly MTD-compliant VAT filing
◎
Dividend documentationBoard minutes, vouchers, records
How it works
Scope and pricing agreed on application. A £arnd advisor will review your company's requirements and provide a tailored monthly quote. No surprises — fixed fee agreed upfront.
Best for
Owner-managed Ltd companies · contractor limited companies · small trading companies with up to 10 employees
Full feature comparison
Feature Starter
£15/mo		 Standard
£40/mo		 Complete
£55/mo		 Partnership
£55 + £20pp		 Limited
From £200
Voice & day-to-day
Voice-activated commands✓✓✓✓✓
Invoice creation & sending✓✓✓✓✓
Jobs — paid & unpaid tracking✓✓✓✓✓
Expenses matched to jobs✓✓✓✓✓
AI-powered quotes by voice✗✓✓✓✓
Tax & HMRC reporting
Tax pot & bank reconciliationLive HMRC payment tracking✗✓✓✓✓
MTD quarterly filingIndividual / sole trader✗✓✓✓◎
Annual Self Assessment (SA100)✗✓✓✓◎
HMRC agent authorisation (64-8)✗✓✓✓◎
VAT return submission✗✗✓✓✓
Partnership tax return (SA800)✗✗✗✓✗
Per-partner individual MTD & SA+£20/mo per partner✗✗✗✓✗
Corporation Tax return (CT600)✗✗✗✗◎
Companies House annual accounts✗✗✗✗◎
Payroll & PAYE / RTI submissions✗✗✗✗◎
Dividend documentation✗✗✗✗◎
Payments
Live Pay — tap to collectStripe contactless✗✗✓✓◎
Bank payment reconciliation✗✗✓✓✓
Billing
Monthly price £15 £40 £55 £55 + £20pp From £200
Annual billing (10% off) £162/yr £432/yr £594/yr Applies to all On application
Free trial 30 days 30 days 30 days 30 days ✗
First month free ✓ ✓ ✓ ✓ ✗
✓ Included ✗ Not included ◎ Included — exact scope agreed on application
Upgrade path & plan changes
Moving between sole trader plans
Upgrade or downgrade at any time from Settings → Subscription or by tapping a locked feature.

Upgrading — new features unlock immediately. Billing adjusts pro-rata for the remainder of the current month.

Downgrading — takes effect at the next billing date. Features from the higher tier remain active until then. Locked features show blur overlay from billing date.
Moving to Partnership
Contact £arnd to set up a Partnership account. We'll configure the business account and add each partner's individual profile.

Partners can be added or removed at any time. The +£20/month per-partner charge adjusts in the next billing cycle.

Existing sole trader data can be migrated to the Partnership account — nothing is lost.
Moving to Limited
Register your interest and a £arnd advisor will be in touch to discuss your company's requirements.

A fixed monthly fee is agreed upfront — no hourly rates, no surprises. Scope is documented and signed off before billing begins.

Coming soon — register interest via the app or at earnd.uk/limited
Important notes
📅
Annual billing saves 10% — that's 11 months charged, 12 months access. The subscription clock starts at trial end, not at the end of the first free month. Applies to all sole trader plans and the per-partner add-on.
⚖
Partnership tier regulatory note — self-employed partnerships (not Ltd companies) file an SA800 Partnership Return plus individual SA100s for each partner. £arnd handles all of these. This is separate from a Limited Liability Partnership (LLP) — contact us for LLP requirements.
🏢
Limited tier scope — pricing is indicative and starts from £200/month for a straightforward owner-managed company. Companies with employees, multiple directors, complex VAT arrangements or group structures will be priced individually. All prices include £arnd agent authorisation with HMRC.
£arnd · Subscription Tiers
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